Share List A recent study from the Economic Policy Institute found that many Americans are behind on their retirement savings. According to the study, the average family between the ages of 44 and 49 has only $81,437 saved for retirement. That number is $124,831 for those between ages 50 and 55 and $163,577 between ages […]
Share List Annuities have been around since the days of The Great Roman Empire. Used during the historical monetary ages as an income for life guaranty. The purchaser would trade a sum of money or a series of deposits/premiums for a later guaranteed income stream. Today’s annuities are used in the same way, but continue to […]
Share List Planning can resolve many retirement concerns. With a detailed and focused plan, you can predict how much income you will need in retirement, how much you need to save every year to retire comfortably, and even what allocations will help you best manage risk. One of the biggest risks in retirement planning, however, […]
Share List If you are approaching retirement, you may be researching various investment tools and vehicles that could help you fund your lifestyle and living expenses. In your research, you have probably read or heard about annuities as popular retirement income vehicles. An annuity may be an effective retirement planning tool for you. However, they’re […]
Share List Do you feel good about your financial picture as you approach retirement? If you’re like many Americans, you may have doubts. According to a 2016 study from the Employee Benefit Research Institute, only 21 percent of Americans say they’re “very confident” that they will have enough money to live comfortably through their retirement […]
Share List Are you in the process of preparing for retirement? If so, you may be exploring the various financial tools available to help you manage your assets and income after you retire. From IRAs to insurance to investment products, you have a broad range of tools and products at your disposal. An annuity is […]
Share List If you’re currently planning for your retirement, you’re probably aware of some of the financial challenges you may face. Many retirees are concerned about whether they’ll have enough income to live comfortably in retirement and whether that income will last their entire life. Investment volatility is another common concern. If the market takes […]
Share List There always seems to be some new financial tool or fad that offers an easy way to solve your biggest financial challenges. If you’re approaching retirement or recently retired, you may have even seen complex financial products that sound too good to be true. Some people mistakenly place annuities in that category. Annuities […]
Share List Is retirement quickly approaching? Are you currently exploring tools and products that can help you enjoy a financially stable and comfortable retirement? From IRAs to insurance to investment vehicles, you have a broad range of tools and products at your disposal. An annuity is one such tool. Annuities are often used to generate […]
Share List Long-term care. It’s the elephant in the room for many retirees. According to the U.S. Department of Health and Human Services, today’s 65-year-olds have a 70 percent chance of needing long-term care at some point in the future. That care is often needed for several years. Long-term care is extended assistance with basic […]
