Archive | In the News

The Retirement Savings Crisis

Share List There’s a retirement savings crisis in the U.S. According to the Economic Policy Institute, “nearly half of families have no retirement account savings at all, and the median for all families in the U.S. is just $5000 in savings. As beautiful as the idea of retirement seem’s it’s not always, golf courses and […]

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Medicare Reform

Medicare Reform Outlook: Uncertain

Share List With a new administration in the nation’s highest office, there is growing debate about Medicare reform. The federal program, which helps provide health insurance to those over 65 and certain younger people with disabilities, is partially funded by participant premiums and a 1.45 percent payroll tax, matched by employers. Yet, it routinely exceeds […]

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U.S. Real Estate Market

U.S. Housing Market Update

Share List The 30-year fixed mortgage rate rose from 3.5 percent to 4.25 percent after the presidential election. While higher rates might deter potential homebuyers — particularly young first-timers — residential real estate is expected to continue being a seller’s market throughout 2017.1 Meanwhile, the fate of Fannie Mae and Freddie Mac remains unclear. These […]

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retail therapy

Prescription for Retail Therapy

Share List How much do you use of what you buy? Research reveals that Americans throw away 30 percent to 40 percent of the food they purchase.1 That’s just food, most of which you see daily and toss out regularly as it goes bad. But what about the things that don’t go bad — the […]

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Globalization

The Future of Globalization

Share List There was a time, at the end of the 20th century, when globalization was celebrated. We became more connected with the rest of the world. We could communicate and share information in real time without cost, nations benefited from strong imports and exports, and companies could improve their bottom lines by utilizing lower-cost […]

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sleeplessness

Sleep and Other Surprising Economic Factors

Share List As a result of all modern society’s demands, researchers say people are sleeping less than ever. Common sleep inhibitors include stress, alcohol consumption, smoking, lack of physical activity and excessive electronic media use.1 Sleep deprivation may be detrimental to one’s health, but there’s an economic toll as well. One recent study found that […]

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Disenfranchised

What it Means to be Disenfranchised

Share List Disenfranchised people are those who feel deprived of a legal right or privilege. The number of people disenfranchised within the United States is part of the reason Donald Trump, a candidate without a history in politics, was elected to office. While much of the country is recovering from the Great Recession, there continues […]

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Waterfront real estate

Possible Perks and Perils of Buying Coastal Property

Share List All over the world, from Miami to the Maldives, rising sea levels threaten coastal real estate. Scientists say the daily high-water mark has been rising by nearly an inch a year in places like South Florida. During extraordinary high tides, saltwater even sneaks up the driveways of some multi-million dollar coastal homes.1  While […]

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