You have big dreams for retirement. Maybe you want to travel the world or live part of the year in your favorite vacation spot. Perhaps you want to spend time with family or support your grandchildren as they go to college. You may simply want to play golf or pursue other passions.

Financial Planning

Whatever your dreams and goals, your ability to achieve them depends on having a solid financial plan. Your retirement could last decades. You’ll need reliable income to support your lifestyle and to fund your expenses. And you’ll need that income to last for as long as you live.

Financial planning is about more than just retirement income, though. It’s also about managing any risks that may arise along the way and taking action when opportunities present themselves.

A comprehensive financial plan can help you identify risks, prioritize your goals, and keep you on-track to live the retirement you’ve always dreamed about. At America’s Annuity, our comprehensive planning services are tailored to your specific needs and objectives. Much of our planning work covers the following areas:


Retirement may be the biggest financial challenge you’ll face. You will likely need to accumulate a substantial amount of assets and then develop a strategy to convert those assets into lifetime income. At America’s Annuity, we help you develop and implement a Retirement Planning strategy so you can live the retirement you’ve always imagined.

Risk Management

Financial planning isn’t just about accumulating assets. It’s also about avoiding and minimizing risk. It only takes one unplanned emergency to throw your planning off-track and derail your progress towards your goals. We help you identify those risks and then implement a strategy to minimize their potential impact.

Estate Planning

You’ve worked too long and too hard building your legacy to have it eroded by probate costs, estate taxes, legal fees, and other risks. A detailed and comprehensive estate plan can help you avoid these threats and distribute your assets to those who are more important to you. We help you prioritize your goals and develop a plan that protects those whom you love the most.


Taxes don’t end just because you retire. In fact, you may find that taxes are more challenging and problematic during your retirement than during your career. You could face tax liability on a variety of income sources, including investment gains, Social Security, pension benefits, qualified plan distributions, and more. We’ll work with you to implement a proactive strategy that minimizes your tax obligation.

Health Care Planning

Think Medicare will cover all your medical expenses? Think again. Medicare is a valuable resource, but it usually only covers a portion of health care costs. You may have to pay out of pocket for things like premiums, deductibles, copays, and more. Many services, like long-term care, aren’t covered by Medicare at all. Let’s work together to implement a retirement planning strategy that pays for any care you may need.

Ready to develop your comprehensive financial plan? Let’s talk about it. Contact us today at America’s Annuity. We can help you analyze your needs and develop a strategy. Let’s connect soon and start the conversation.